The Effect Of Financial Acces And Literacy Finance On Busniness Growth Micro Small To Medium In Sumber Harum Village

Abstract

This study aims to analyze the effect of acces to finance and financial literacy on the growth of micro, small and medium enterprises (MSMEs) in the village of Sumber Harum. In this study, researchers also measured the level of financial literacy of MSMEs in Sumber Harum village. The sample for this study was the owners and managers of MSMEs in Sumber Harum village. This study used a quantitative  method. Data collection method using non-probability sampling technique using aquestionnaire. This research uses multiple linear regression method. This results of this study indicate that there is a simultaneous influence between financial access literacy on MSME growth. And partially, the variable financial access and financial literacy shows a percentage of 29,3% and the remaining 70,7% is explained by other variables. The influence of financial access and financial literacy on the growth of MSMEs in Sumber Harum Village is still relatively low.