The Influence of Financial Literacy and Lifestyle on the Financial Management of FKIP Palopo Muhammadiyah University Students

Abstract

Students are a young generation who are vulnerable to the modernization and progress of today's era. Having financial literacy and a good lifestyle will be able to make students wiser in managing their finances. This research aims to determine the relationship between financial literacy and lifestyle on the financial management of students at the Fakulty of Teacher Training and Education, Muhammadiyah University of Palopo. This research uses primary data obtained from questionnaires distributed to 91 respondents. The data obtained was then processed using multiple linear regression analysis methods. The results of this research show the influence of financial literacy on student financial management. However, there is no influence between student lifestyle on student financial management. However, in the results of the research, there is a simultaneous relationship between the two variables financial literacy and lifestyle on student financial management