The Influence Of Income Financial Literacy, And Attitudes Towards Money On Family Financial Management

Abstract

This study was conducted to examine the effect of financial literacy on family financial management, and attitudes towards money on family financial management. This study uses quantitative methods using primary data with data collection methods using the media distributing questionnaires using an interval scale in the form of a Likert scale. The population in this study were the people of Dampan Village, North Basse Sangtempe District, Luwu Regency, which then produced a sample of 200 respondents, consisting of 117 men and 83 women. The technique used in sampling is purposive sampling. The results of this study, it can be concluded that financial literacy affects family financial management where financial literacy helps individuals and families to plan their finances better income affects family financial management. Sufficient income allows families to meet basic needs such as food, clothing, housing, and education. It forms the basis of sound financial management attitude towards money has an effect on family financial management. A positive attitude towards money often reflects discipline in spending.