The Influence of Financial Literacy, Locus of Control and Financial Technology on Financial Inclusion in Walenrang Village

Abstract

In 2022 the national financial inclusion rate has reached 85.10% or has exceeded the 2022 target, but the financial inclusion target is not yet comprehensive, because financial access in urban areas 86.73% is still greater than in rural areas which reach 82.69%, in 2024 the financial inclusion target will reach 90%. Therefore, this study aims to determine whether financial literacy, locus of control, and financial technology have an influence on financial inclusion in Walenrang Village. The population in this study were the people of walenrang village, walenrang sub-district, luwu district while the sampling technique was purposive sampling. this study aims to determine the effect of the relationship between two or more variables. The results of this study indicate that Financial literacy, locus of control, and financial technology affect Financial Inclusion.